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Amy Ricupati

Mortgage Loan Officer

NMLS# 674678

Office: 989-799-9839

aricupati@myfpcu.com

Meet Amy

Amy has been in the financial industry for over 14 years and in customer service for over 25 years. As a mortgage originator, it's her top priority to assist members in reaching their financial goals. Everyone's story is different, and Amy's mission is helping to guide, support, and educate you along the way.

Being a wife, a mother of two very active teens, and having a full-time career while managing everyday tasks allows her to understand first-hand the importance of ease and convenience.

Contact Amy to get started today! She's available by phone, email, and face-to-face appointments.


Choose your application below to get started:

You may find it helpful to gather the following items before you begin:

  • Information about your existing mortgage loan (if applicable)

  • Pay stubs or recent tax returns to reference current income

  • Bank statements and retirement account balances for assets

Once your application is submitted, you will receive a confirmation email. A Financial Plus mortgage expert will get in touch to review next steps within 1 business day.

Home Purchase: Are you ready to purchase a new home? Amy is here to guide you through the process from start to finish. She is committed to providing you with the guidance, tools, and resources you need to make informed decisions and find the mortgage option that fits your needs. 

Home Refinance: You may want to refinance your current mortgage if you are looking to lower your payment, consolidate debt to increase cash flow, or make a big purchase.  

Home Equity: The available equity in your home is the difference between the market value and the outstanding balance on your mortgage. This equity can be a valuable financial resource, especially when you need funds for major expenses like home renovations, your child's education, or consolidating high-interest debts.