Derek Lewis
Mortgage Loan Officer
NMLS #2335785
O: 810-600-4324
M: 810-730-4348
dlewis@myfpcu.com
Meet Derek
Derek enjoys helping people navigate the home financing process with confidence. Whether you’re purchasing your first home, stepping into your dream home, or exploring ways to use the equity in your current home, he focuses on making the mortgage journey clear, approachable, and stress-free.
With more than 10 years of experience helping individuals make smart financial decisions, Derek places a strong emphasis on education. He takes pride in breaking down the mortgage process into simple, easy-to-understand steps so that you can feel informed and empowered from start to finish. Outside of work, Derek enjoys spending time with his wife and two daughters, playing golf, and rooting for the Detroit Lions.
Contact Derek to get started today! He's available by phone, email, and face-to-face appointments.
Choose your application below to get started:
You may find it helpful to gather the following items before you begin:
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Information about your existing mortgage loan (if applicable)
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Pay stubs or recent tax returns to reference current income
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Bank statements and retirement account balances for assets
Once your application is submitted, you will receive a confirmation email. A Financial Plus mortgage expert will get in touch to review next steps within 1 business day.
Home Purchase: Are you ready to purchase a new home? Derek is here to guide you through the process from start to finish. Derek is committed to providing you with the guidance, tools, and resources you need to make informed decisions and find the mortgage option that fits your needs.
Home Refinance: You may want to refinance your current mortgage if you are looking to lower your payment, consolidate debt to increase cash flow, or make a big purchase.
Home Equity: The available equity in your home is the difference between the market value and the outstanding balance on your mortgage. This equity can be a valuable financial resource, especially when you need funds for major expenses like home renovations, your child's education, or consolidating high-interest debts.