Your dream home is within reach.

We are dedicated to guiding you through your purchase or refinance process and making your experience as easy as possible. We offer the following mortgage products:

Conventional Fixed Rate
Federal Housing Administration (FHA)
Jumbo
Rural Development (RD)
MSHDA
Vacant Land

Meet Jim

As an industry veteran, Jim brings his expertise in finance and a passion for our Credit Union philosophy, “people helping people” to the communities we serve. He is dedicated to meeting members’ needs and making a positive difference in their lives. His varied experiences and professional development have shaped his ability to serve others with care, empathy, and understanding.

“My profession provides me a great opportunity to talk with a lot of people. I enjoy having meaningful conversations where I can learn what’s important and maybe unique to someone. Then, craft a game plan!”

Jim is available by phone, email, or face-to-face appointments.

To get started

You may find it helpful to gather the following items before you begin:

Information about your existing mortgage loan (if applicable)
Pay stubs or recent tax returns to reference current income
Bank statements and retirement account balances for assets

Once your application is submitted, you will receive a confirmation email. A Financial Plus mortgage expert will get in touch to review next steps within 1 business day.

Jim Gioia

Your dream home is within reach.

Meet Jim

To get started